Invoice Funding
Calculator
See exactly how much cash you unlock immediately, what the facility costs, and how much you save by outsourcing debtor administration — no signup required.
Preferred facility
Invoice details
Funding period — select how long until your customers pay
Cost breakdown
Assumes your customer pays within the 30-day funding period. Administration cost covers management of your debtor ledger.
Indicative estimates only — not a financial product recommendation or credit offer. Actual advance rates and fees depend on debtor quality, invoice volumes, and facility structure. Administration and saving estimates are indicative.
About these figures
What is the residual?
We advance the majority (up to 85%) of the invoice value immediately. The remaining percentage less our fees is the residual and is held until your customer pays, then after reconciliation and less any additional charges is released to you. You receive the full invoice value minus only the cost of funding and any administration.
What does debtor administration cover?
We manage your entire debtor ledger — sending statements, reconciling accounts, following up slow payers, and handling disputes. The 2% admin cost replaces what you'd spend on internal credit control staff.
What are disbursements?
Small pass-through costs — bank charges, courier fees, PPSR registrations and similar. Typically 0.025% of invoice value. Adjust the slider to explore different scenarios.
How quickly can I access funds?
Once your facility is live, same-day or next-morning funding is typical. Setup takes 1–3 business days. No credit check required to get a quote.
Get a real quote — takes 5 minutes
No obligation. We'll confirm your advance rate and have a facility in place within 1–3 days.