Funding for professional services
that respects client relationships
Long projects, slow corporate AP cycles, and fixed staff costs. Our invoice discounting product gives you working capital without your clients ever knowing — you stay the face of every interaction.
Service businesses, corporate clients, slow AP
Professional services firms in NZ — consulting, IT services, marketing, recruitment, design — tend to bill enterprise and government clients on terms set by those clients’ AP teams. That usually means 30, 45, sometimes 60 days from invoice. Meanwhile your salary bill goes out the 20th of every month, regardless.
The instinctive answer is "tighten payment terms" — but you can’t actually negotiate that with a Tier-1 customer who runs on net-45 across every supplier. The realistic answer is to fund the gap. Invoice discounting does that quietly, in the background, without your clients seeing any third-party assignment notification.
We work with:
- Management and strategy consultancies
- IT services, MSPs and software development firms
- Marketing, PR and creative agencies
- Recruitment and executive search firms
- Engineering consultancies and design practices
- Specialist B2B service businesses
What invoice discounting changes
Confidential by design
With invoice discounting, customers don’t see a third-party assignment notification. They pay into a designated account in your name. The funding is invisible to them.
Salary run never the bottleneck
Up to 85% of invoiced fees available the same day means the 20th-of-the-month salary run is funded by the work just billed — not last quarter’s margin.
Funding grows with the practice
Win a bigger client engagement and your facility scales with it. No new application, no limit increase request, no discussion about why your AR has grown.
Related
Invoice Discounting — confidential
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Talk to us about an invoice discounting facility built for service-firm cash cycles. No obligation, completely confidential.